Hoomy investment tools

Yield calculator

How much does an investment apartment really earn? Start with just two numbers.

₪
₪
These two numbers are enough for the gross yield. All other fields are optional and improve the accuracy of the result.

Gross yield

2.89%

Gross annual income: ₪78,000

Net yield

Not calculated yet

Monthly cash flow after financing

Add financing details

Return on equity

Add your equity

Annual breakdown

Occupied months per year12
Actual annual income₪78,000
Total annual expenses₪0
Net annual income₪78,000

Detailed results

Gross yield

2.89%

Before expenses and financing

Net yield

Not calculated yet

Monthly cash flow after financing

Add financing details

Return on equity

Add your equity

How do you calculate an apartment's yield?

What is gross yield

Annual rent divided by the property price. It's a quick number for comparing properties, but it completely ignores expenses and vacancy, so it's always higher than reality.

What is net yield

The income left after maintenance, insurance, management, other costs and empty months, divided by the property price. It's the yield of the property itself, before financing. Gross and net are not the same thing.

What is monthly cash flow

What's left in your pocket each month after expenses and the mortgage payment. Negative cash flow means you top up every month, which is important to know in advance.

What is return on equity

Annual cash flow relative to the money you invested out of pocket. Leverage can raise this number, but also the risk. It excludes future appreciation of the property.

FAQ

The calculator gives an indicative estimate only based on your inputs and is not investment advice, tax advice or a commitment to actual returns. Actual returns depend on the market, tenants, unexpected expenses and your personal tax situation.